How to Money: Your Ultimate Visual Guide to the Basics of Finance Learn how to money in this in-depth, illustrated guide from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney There's no getting around it. You need to know how to manage money to know how to manage life — but most of us don't! This illustrated guidebook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money—how to earn it, manage it, and use it—giving you all the tools you need to take charge and be fearless with personal finance. How to Money will teach you the ins and outs of • creating a budget (and sticking to it) • scoring that first job (and what that paycheck means) • navigating student loans (and avoiding student debt) • getting that first credit card (and what "credit" is) • investing like a pro (and why it's important!) All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got! Free download: https://wz.d-ld.net/4529ff11a7 Notice: free download for educational purposes only. Not for commercial use. For commercial use, buy "How to Money: Your Ultimate Visual Guide to the Basics of Finance" paperback on Amazon https://amzn.to/3zMnv8r Money isn't pink or blue; it's green. One of our favorite personal finance reporters, Jane Bryant Quinn, said that a long time ago, and we’ve held on to it for years. Why? Because it’s true! So, yes, this is the HerMoney guide—and it’s written by a team of women—but we know that many of you who picked up this book may not be. Whether you identify as nonbinary or male, we want you to know that we see you, we’re here for you, the advice in this book is for you, and we’re SO glad you found us! We want this book to be an inclusive read for all. That said, as you read, you’ll notice that some of the language in this book specifically elevates women, and if you read the stats on the historic gender wage gap here, you’ll understand why. Women have long had an uphill battle when it comes to being financially empowered and respected in the workplace, and in everything we do at HerMoney.com, we’re seeking to close that gap and level the playing field for financial confidence and power across all genders. You’ll also see us reference parents a few times, and we know that not everyone has a mom and dad or a family support system they can count on. And even when you have a loving parent in your life, it’s no guarantee that they’ll know how to manage their money. In fact, many of us are raised by people for whom money is a huge source of stress, because they never learned the money management basics that you’re about to learn or because they suffered through financial setbacks (like a job loss or discrimination) that they couldn’t control. What we want you to know here is simple: Your financial journey is your own. You are always in control of your personal relationship with money. Some of us start with nothing. Some of us have financial help from our families. Some of us are raised by people who fear money. Some of us come from people who love crunching numbers. But we all make mistakes and face obstacles. The important thing is that we educate ourselves so the decisions we make around money can be as empowered as they possibly can be. We’re truly so excited that you’re going on this journey with us and taking those first important steps toward a bright financial future. Because when you’re done with this book, we know there’s nothing you won’t be able to tackle when it comes to your life goals and to your money.